Is there an age limit for travel insurance to the USA?

Standard insurers often impose age limits of 65 to 75 for USA travel. Specialist providers including Staysure, Saga, and AllClear have no upper age limit. Always check before purchasing.

Can I get travel insurance for the USA with a heart condition?

Yes, cover is available for travellers with cardiac conditions, but you must declare the condition fully. Specialist providers like Staysure and AllClear have experience covering a wide range of cardiac histories. Premiums will be higher, but cover is generally obtainable.

How much medical cover do I need as a senior travelling to the USA?

At a minimum, £2 million in emergency medical cover. For senior travellers, £5 million is strongly recommended given the higher likelihood of a medical incident and the cost of serious treatment in American hospitals.

What if I have been declined by other insurers?

AllClear Travel Insurance specialises in covering travellers who have been declined elsewhere due to medical history. A specialist medical travel insurance broker can also access products not available directly to consumers.

Does senior travel insurance cover emergency repatriation to the UK?

Most specialist senior travel insurance policies include emergency repatriation. Always confirm this is included and check whether there is a cap on the repatriation cover amount. Given that medical repatriation flights can cost over £100,000, a low cap provides limited real protection.